/* Reference-matched publisher layout. Local fonts; no remote asset dependency. */
@font-face{font-family:"THFG Sans";src:url("../fonts/inter-latin-400-normal.woff2") format("woff2");font-style:normal;font-weight:400;font-display:swap}
@font-face{font-family:"THFG Sans";src:url("../fonts/inter-latin-600-normal.woff2") format("woff2");font-style:normal;font-weight:600;font-display:swap}
@font-face{font-family:"THFG Sans";src:url("../fonts/inter-latin-700-normal.woff2") format("woff2");font-style:normal;font-weight:700;font-display:swap}
@font-face{font-family:"THFG Editorial";src:url("../fonts/libre-baskerville-latin-700-normal.woff2") format("woff2");font-style:normal;font-weight:700;font-display:swap}
:root{--navy:#142d50;--navy-2:#18314f;--teal:#278a90;--teal-dark:#1d7279;--ink:#193250;--muted:#748097;--mist:#eff5fb;--line:#e4e9f0;--white:#fff;--radius:4px;--sans:"THFG Sans",Arial,sans-serif;--serif:"THFG Editorial",Georgia,serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font:400 16px/1.65 var(--sans)}
img{max-width:100%;height:auto;display:block}
button,input,select,textarea{font:inherit}
button,a,input,textarea{touch-action:manipulation}
button{cursor:pointer}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--teal-dark)}
a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
button:disabled{cursor:default;opacity:1}
h1,h2,h3,h4,h5,h6{font-family:var(--serif);color:var(--navy);font-weight:700;line-height:1.2;margin:0 0 .55em}
.thfg-container{width:min(1208px,calc(100% - 40px));margin-inline:auto}
.thfg-icon{display:inline-block;width:18px;height:18px;flex:none;vertical-align:middle}
.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.screen-reader-text:focus{clip:auto;width:auto;height:auto;margin:10px;padding:12px;background:#fff;z-index:100}
.thfg-reference-media{display:block;width:100%;height:100%;overflow:hidden}
.thfg-no-photo{display:grid;place-items:center;width:100%;height:100%;min-height:50px;background:var(--mist);color:var(--teal)}
.thfg-no-photo .thfg-icon{width:32px;height:32px}
/* Header and category navigation. */
.site-header{position:relative;z-index:30;background:#fff;border-bottom:1px solid var(--line)}
.thfg-header-top{min-height:66px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.thfg-brand{display:flex;align-items:center;gap:12px;color:var(--navy)}
.thfg-brand-mark{width:49px;height:46px;flex:0 0 49px}
.thfg-brand-copy{display:flex;flex-direction:column;line-height:1}
.thfg-brand-copy strong{font:700 24px/1.15 var(--serif);letter-spacing:-.5px;white-space:nowrap}
.thfg-brand-copy small{font-size:12.5px;line-height:1.2;color:var(--teal);margin-top:2px;letter-spacing:.35px}
.custom-logo-link{display:block}
.custom-logo{max-height:56px;width:auto;max-width:330px}
.thfg-header-tools{display:flex;align-items:center;gap:23px}
.utility-menu{list-style:none;display:flex;gap:24px;padding:0;margin:0;font-size:10px;line-height:1.4}
.thfg-saved-open{display:flex;align-items:center;gap:5px;border:0;padding:4px 0;background:none;color:var(--navy);font-size:10px;white-space:nowrap}
.thfg-saved-open .thfg-icon{width:12px;height:12px}
.thfg-search{width:205px;margin-left:6px}
.search-form{display:flex;align-items:center;border:1px solid #dbe2ec;border-radius:4px;background:#fff;min-width:0}
.search-form label{flex:1;min-width:0}
.search-field{display:block;width:100%;border:0;padding:9px 14px;color:var(--ink);background:transparent;font-size:10px;outline-offset:-2px}
.search-field::placeholder{color:var(--muted);opacity:1}
.search-submit{display:grid;place-items:center;border:0;background:none;color:var(--navy);padding:9px 12px}
.search-submit .thfg-icon{width:14px;height:14px}
.thfg-nav-wrap{border-top:1px solid var(--line)}
.main-navigation .menu{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:17px;padding:0;margin:0;min-height:36px}
.main-navigation .menu>li{position:relative;flex:0 0 auto}
.main-navigation .menu a{display:flex;align-items:center;gap:7px;font:700 10.5px/1.4 var(--serif);padding:11px 0;white-space:nowrap}
.main-navigation .menu a>.thfg-icon{width:9px;height:9px}
.main-navigation .menu .thfg-home-link a{padding-inline:10px}
.main-navigation .menu .thfg-home-link .thfg-icon{width:18px;height:18px}
.main-navigation .sub-menu{position:absolute;top:100%;left:0;min-width:210px;background:#fff;border:1px solid var(--line);box-shadow:0 8px 20px #142d5017;padding:8px;list-style:none;display:none;z-index:50}
.main-navigation li:hover>.sub-menu,.main-navigation li:focus-within>.sub-menu,.main-navigation li.is-expanded>.sub-menu{display:block}
.main-navigation .sub-menu a{padding:9px;white-space:normal}
.thfg-menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:4px;padding:8px}
.thfg-menu-toggle span:not(.screen-reader-text){display:block;width:23px;height:2px;background:var(--navy);margin:4px 0}
.thfg-submenu-toggle{display:none}
/* Main desktop proportions track the 1672 x 941 reference. */
.thfg-home-grid{display:grid;grid-template-columns:minmax(0,1fr) 224px;gap:28px;padding-top:13px;padding-bottom:0}
.thfg-home-main{min-width:0}
.thfg-ad-slot{min-width:0;margin:12px 0}
.thfg-ad-placeholder{min-height:90px;border-radius:4px;background:linear-gradient(115deg,#f0f4fa,#edf5fc);display:flex;align-items:center;justify-content:center;text-align:center;color:var(--navy)}
.thfg-ad-caption{display:flex;flex-direction:column;font-size:12px;line-height:1.35}
.thfg-ad-caption strong{font-weight:400}
.thfg-ad-caption>span{font-size:11px;color:var(--muted)}
.thfg-ad-leaderboard{margin:0 0 13px}
.thfg-ad-leaderboard .thfg-ad-placeholder{min-height:54px}
.thfg-feature-grid{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(0,1fr);gap:12px}
.thfg-feature-primary{display:grid;grid-template-columns:56% 44%;border:1px solid var(--line);border-radius:4px;overflow:hidden;background:#fff;min-height:274px}
.thfg-feature-image{position:relative;display:block;min-height:274px;background:var(--mist)}
.thfg-feature-image>img,.thfg-feature-image>.thfg-reference-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.thfg-feature-image>.thfg-tag{position:absolute;top:17px;left:14px;font-size:12px;padding:3px 7px}
.thfg-feature-copy{display:flex;flex-direction:column;min-width:0;padding:16px 17px 24px}
.thfg-feature-copy h1{font-size:23px;line-height:1.22;letter-spacing:-.38px;margin:0 0 11px}
.thfg-feature-copy h1 a{color:inherit}
.thfg-feature-copy p{font-size:12px;line-height:1.52;margin:0 0 22px}
.thfg-feature-author{display:flex;align-items:center;gap:10px;margin-top:auto}
.thfg-feature-author>div{display:flex;flex-direction:column;min-width:0}
.thfg-feature-author strong{font-size:10px;font-weight:400}
.thfg-feature-author small{font-size:9px;line-height:1.6;color:var(--muted);margin-top:3px}
.thfg-feature-author small span{padding:0 5px}
.thfg-avatar{border-radius:50%;display:grid;place-items:center;overflow:hidden;flex:none;background:var(--mist);color:var(--teal-dark);font-weight:700}
.thfg-avatar>img{width:100%;height:100%;object-fit:cover}
.thfg-avatar--letter{width:36px;height:36px;font-size:15px}
.thfg-avatar--large{width:60px;height:54px;font-size:20px}
.thfg-feature-secondary{display:grid;grid-template-rows:repeat(3,minmax(0,1fr));gap:9px;min-width:0}
.thfg-tag{display:inline-flex;align-items:center;background:var(--teal);color:#fff;border-radius:2px;padding:2px 5px;font:700 8px/1.2 var(--sans);text-transform:uppercase;letter-spacing:.15px;width:max-content;max-width:100%}
.thfg-card{border:1px solid var(--line);border-radius:4px;background:#fff;overflow:hidden;min-width:0}
.thfg-card-image{position:relative;display:block;aspect-ratio:1.6;overflow:hidden;background:var(--mist)}
.thfg-card-image>img,.thfg-card-image>.thfg-reference-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.thfg-card-image>.thfg-tag{position:absolute;left:8px;top:6px}
.thfg-card-body{padding:10px 12px 11px;display:flex;flex-direction:column;min-width:0}
.thfg-card h3{font-size:15px;line-height:1.23;margin:0 0 9px}
.thfg-card h3 a{color:inherit}
.thfg-card h3 a:hover{color:var(--teal-dark)}
.thfg-meta{font-size:9px;line-height:1.5;color:var(--muted);margin-top:auto}
.thfg-meta span{padding:0 5px}
.thfg-card--compact{display:grid;grid-template-columns:39% minmax(0,1fr)}
.thfg-card--compact .thfg-card-image{aspect-ratio:auto;min-height:80px}
.thfg-card--compact .thfg-card-body{padding:10px 13px 7px 16px;justify-content:center}
.thfg-card--compact .thfg-tag{align-self:flex-start;font-size:8px;line-height:1;padding:2px 4px;margin-bottom:6px}
.thfg-card--compact h3{font-size:12px;line-height:1.22;margin:0 0 5px}
.thfg-card--compact .thfg-meta{font-size:8.5px;margin-top:0}
.thfg-section-head{display:flex;align-items:center;justify-content:space-between;gap:8px;min-height:16px;margin:0 0 8px}
.thfg-section-head h2{font-size:9.5px;line-height:1.3;text-transform:uppercase;margin:0;position:relative;padding-left:12px}
.thfg-section-head h2:before{content:"";position:absolute;left:0;top:50%;width:7px;height:2px;background:var(--teal);transform:rotate(-40deg)}
.thfg-latest-main .thfg-section-head h2{padding-left:25px}
.thfg-latest-main .thfg-section-head h2:before{width:16px;transform:none}
.thfg-section-head>a{font-size:8.5px;line-height:1.2;color:#286b99;white-space:nowrap;flex:none}
.thfg-latest-row{display:grid;grid-template-columns:minmax(0,1fr) 230px;gap:28px;border-top:1px solid var(--line);margin-top:12px;padding-top:0}
.thfg-latest-row--no-ad{grid-template-columns:1fr;gap:0}
.thfg-latest-main{min-width:0}
.thfg-latest-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px}
.thfg-latest-grid .thfg-card-image{aspect-ratio:auto;height:55px}
.thfg-latest-grid .thfg-card-body{min-height:72px;padding:6px 10px 8px}
.thfg-latest-grid h3{font-size:10.7px;line-height:1.16;margin:0 0 6px}
.thfg-latest-grid .thfg-meta{font-size:8.3px;letter-spacing:-.18px;white-space:nowrap}
.thfg-latest-grid .thfg-meta span{padding:0 3px}
.thfg-ad-card{margin:0;border-left:1px solid var(--line);padding-left:14px}
.thfg-ad-card .thfg-ad-placeholder{min-height:154px;height:100%}
.thfg-ad-card .thfg-ad-caption>span{color:var(--navy);font-size:12px}
.thfg-latest-row:not(:has(.thfg-ad-card)){grid-template-columns:1fr}
.thfg-triple-grid{display:grid;grid-template-columns:1.05fr .97fr 1fr;gap:13px;margin-top:7px;margin-bottom:17px}
.thfg-guide-column{min-width:0;padding-top:6px}
.thfg-guide-column+.thfg-guide-column{border-left:1px solid var(--line);padding-left:13px}
.thfg-card--list{grid-template-columns:54px minmax(0,1fr);border:0;border-radius:0;margin-bottom:7px}
.thfg-card--list:last-child{margin-bottom:0}
.thfg-card--list .thfg-card-image{min-height:34px;height:34px;border-radius:3px}
.thfg-card--list .thfg-card-body{padding:2px 0 1px 10px;min-height:34px;justify-content:center}
.thfg-card--list h3{font-family:var(--sans);font-weight:700;font-size:8.3px;line-height:1.25;margin:0 0 3px}
.thfg-card--list .thfg-meta{font-size:8px;line-height:1.3}
.thfg-cost-column .thfg-card--list{grid-template-columns:32px minmax(0,1fr)}
.thfg-cost-column .thfg-card-image{background:transparent}
.thfg-cost-icon{width:29px;height:29px;margin:2px auto;border:2px solid #d6eaeb;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font:600 19px/1 var(--sans);box-shadow:0 1px 3px #142d5022}
/* Right rail. */
.thfg-sidebar{position:relative;display:flex;flex-direction:column;gap:8px;min-width:0}
.thfg-home-grid>.thfg-sidebar:before{content:"";position:absolute;top:0;bottom:0;left:-15px;border-left:1px solid var(--line)}
.thfg-sidebar>.thfg-ad-slot:first-child{margin:0 0 4px;padding:0 5px}
.thfg-sidebar-ad .thfg-ad-placeholder{min-height:122px}
.thfg-sidebox{border:1px solid var(--line);border-radius:4px;padding:9px 10px;background:#fff}
.thfg-side-title{display:flex;align-items:center;gap:7px;text-transform:uppercase;color:var(--navy);font:700 9px/1.3 var(--serif);margin:0 0 9px}
.thfg-side-title .thfg-icon{width:15px;height:15px}
.thfg-accent-title{position:relative;padding-left:7px}
.thfg-accent-title:before{content:"";position:absolute;left:0;width:5px;height:2px;background:var(--teal);transform:rotate(-55deg)}
.thfg-popular-list{list-style:none;counter-reset:popular;margin:0;padding:0}
.thfg-popular-list li{counter-increment:popular;margin:0 0 7px;padding:0}
.thfg-popular-list li:last-child{margin-bottom:0}
.thfg-popular-list a{display:grid;grid-template-columns:18px 47px minmax(0,1fr);gap:8px;align-items:start;min-height:37px}
.thfg-popular-list a:before{content:counter(popular);width:17px;height:16px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font:600 9px/1 var(--sans);margin-top:2px}
.thfg-popular-photo{height:35px;overflow:hidden;border-radius:3px}
.thfg-popular-photo img{width:100%;height:100%;object-fit:cover}
.thfg-popular-copy{display:flex;flex-direction:column;gap:2px;min-width:0}
.thfg-popular-copy strong{font:700 8px/1.35 var(--sans)}
.thfg-popular-copy small{font-size:8px;line-height:1.3;color:var(--muted)}
.thfg-author-row{display:flex;align-items:flex-start;gap:11px}
.thfg-author-row>div{min-width:0}
.thfg-author-row strong{display:block;font-size:8px;line-height:1.3;margin:1px 0 4px}
.thfg-author-row p{font-size:8.5px;line-height:1.4;color:var(--muted);margin:0}
.thfg-author-more{display:block;font-size:9px;color:var(--teal-dark);margin-top:4px;white-space:nowrap}
.thfg-social-links{display:flex;justify-content:space-between;gap:11px;margin-top:10px}
.thfg-social-links a,.thfg-social-links>span{display:grid;place-items:center;width:23px;height:21px;border-radius:50%;background:#eff1f5;color:var(--navy)}
.thfg-social-links .thfg-icon{width:12px;height:12px}
.thfg-newsletter{background:linear-gradient(130deg,#1e3b5b,#112645);color:#fff;padding:10px 12px 5px;border-radius:4px}
.thfg-newsletter-heading{display:flex;align-items:flex-start;gap:10px}
.thfg-news-icon .thfg-icon{width:29px;height:25px}
.thfg-newsletter h2{color:#fff;text-transform:uppercase;font-size:8.7px;line-height:1.3;margin:0 0 4px}
.thfg-newsletter p{font-size:8px;line-height:1.45;margin:0 0 7px}
.thfg-newsletter-preview,.thfg-newsletter form{display:grid;gap:4px}
.thfg-newsletter input{min-width:0;width:100%;border:1px solid #d8dfea;background:#fff;border-radius:3px;padding:3px 7px;font-size:9px;line-height:1.6;color:var(--navy)}
.thfg-newsletter input:disabled{opacity:1;-webkit-text-fill-color:#7e889c}
.thfg-newsletter button,.thfg-button{border:0;border-radius:3px;background:var(--teal);color:#fff;padding:3px 8px;font-size:8px;line-height:1.7;font-weight:600}
.thfg-newsletter small{display:block;margin-top:3px;font-size:6.8px;text-align:center;color:#b9c8d8;line-height:1.4}
/* Footer: one compact band, with two category columns. */
.site-footer{background:linear-gradient(110deg,#1a324f,#132944);color:#edf1f6}
.thfg-footer-grid{display:grid;grid-template-columns:228px 190px 170px 140px minmax(0,1fr);gap:38px;padding:17px 0 18px}
.thfg-footer-brand{border-right:1px solid #ffffff20;padding-right:22px}
.site-footer .thfg-brand{color:#fff;gap:7px}
.site-footer .thfg-brand-mark{width:32px;height:31px;flex-basis:32px}
.site-footer .thfg-brand-copy strong{font-size:13px;letter-spacing:-.25px}
.site-footer .thfg-brand-copy small{font-size:8px;color:#e5edf6;letter-spacing:0}
.site-footer .custom-logo{max-width:200px;max-height:40px}
.site-footer h2{font:700 9px/1.4 var(--sans);color:#fff;text-transform:uppercase;margin:0 0 7px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{font-size:8.5px;line-height:1.9}
.site-footer p{font-size:9px;line-height:1.45;margin:9px 0 0}
.site-footer a{color:#edf1f6}
.site-footer a:hover{color:#7bd0d0}
.thfg-footer-categories ul{display:grid;grid-auto-flow:column;grid-template-rows:repeat(5,auto);column-gap:20px}
.site-footer .thfg-social-links{justify-content:flex-start;gap:15px;margin-top:12px}
.site-footer .thfg-social-links a,.site-footer .thfg-social-links>span{width:18px;height:18px;background:#e9eef4;color:#173252}
.site-footer .thfg-social-links .thfg-icon{width:11px;height:11px}
.thfg-disclaimer p{font-size:8px;line-height:1.45;margin-top:0;max-width:214px}
.thfg-disclaimer .thfg-copyright{margin-top:20px;font-size:8px;max-width:none}
.thfg-demo-disclosure{font-size:9px;text-align:center;line-height:1.5;color:#c5d2df;padding:0 10px 6px}
/* Real WordPress content remains dynamic and readable. */
.thfg-article-header{display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:center;padding-top:26px}
.thfg-breadcrumb{font-size:12px;color:var(--muted);margin-bottom:12px}
.thfg-breadcrumb span{padding:0 6px}
.thfg-article-heading h1{font-size:36px;letter-spacing:-.8px;margin:12px 0}
.thfg-deck{font-size:17px;color:#43536a;max-width:600px}
.thfg-article-hero img{width:100%;height:290px;object-fit:cover;border-radius:4px}
.thfg-article-layout{display:grid;grid-template-columns:150px minmax(0,1fr) 250px;gap:25px;align-items:start;margin-bottom:35px}
.thfg-toc{position:sticky;top:24px;border:1px solid var(--line);border-radius:4px;padding:12px}
.thfg-toc strong{text-transform:uppercase;font-family:var(--serif);font-size:11px}
.thfg-toc-links{display:flex;flex-direction:column;margin-top:8px}
.thfg-toc-links a,.thfg-toc-links span{font-size:12px;line-height:1.5;padding:6px 0;color:#245d9b}
.thfg-toc-links a.is-sub{padding-left:9px}
.thfg-article-content{font-size:17px;line-height:1.8;min-width:0;overflow-wrap:anywhere}
.thfg-article-content a,.entry-content p a{text-decoration:underline;text-underline-offset:3px}
.thfg-article-content h2{font-size:26px;margin-top:1.5em;scroll-margin-top:24px}
.thfg-article-content h3{font-size:21px;margin-top:1.25em;scroll-margin-top:24px}
.thfg-article-content img{border-radius:4px}
.entry-content table{display:block;overflow-x:auto;max-width:100%;border-collapse:collapse}
.entry-content th,.entry-content td{padding:10px;border:1px solid var(--line)}
.entry-content iframe,.entry-content video{max-width:100%}
.thfg-quick-answer{border:1px solid #bfe2de;background:#f3fbfa;border-radius:4px;padding:15px;margin-bottom:20px}
.thfg-quick-answer strong{color:var(--teal-dark);text-transform:uppercase;font-size:12px}
.thfg-quick-answer p{font-size:15px;margin:5px 0 0}
.thfg-ad-inline{margin:26px auto;max-width:100%}
.thfg-ad-inline .thfg-ad-placeholder{min-height:180px}
.thfg-article-sidebar>.thfg-sidebar{margin-top:10px}
.thfg-article-sidebar>.thfg-sidebar>.thfg-ad-slot:first-child{display:none}
.thfg-article-author{margin-top:30px;padding:18px;border:1px solid var(--line);border-radius:4px}
.thfg-article-author h3{margin:0;font-size:19px}
.thfg-article-author p{font-size:14px}
.thfg-related{margin-top:28px}
.thfg-related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.thfg-listing-wrap{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:28px;padding-top:28px;padding-bottom:32px}
.thfg-listing-main{min-width:0}
.thfg-page-head{margin-bottom:24px}
.thfg-page-head h1{font-size:34px}
.thfg-listing-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.navigation.pagination{margin:25px 0}
.nav-links{display:flex;gap:6px;flex-wrap:wrap}
.page-numbers{border:1px solid var(--line);padding:7px 11px;border-radius:4px}
.page-numbers.current{background:var(--navy);color:#fff}
.thfg-page-layout{max-width:900px;padding:40px 0;min-height:55vh}
.thfg-page.entry-content{font-size:17px;overflow-wrap:anywhere}
.thfg-404{text-align:center;padding:90px 0}
.thfg-404>span{font-family:var(--serif);font-size:90px;color:#dbe4ec}
.thfg-404 .search-form{max-width:380px;margin:25px auto}
.thfg-button{display:inline-block;margin-top:10px;font-size:14px;padding:10px 18px}
.thfg-empty-note{font-size:14px;color:var(--muted);grid-column:1/-1}
.thfg-home-empty{padding:45px 20px;min-height:350px}
.thfg-demo-article{max-width:840px;padding:35px 0}
.thfg-demo-article h1{font-size:34px}
.thfg-preview-label{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--teal-dark);margin-top:25px}
.thfg-preview-photo{height:300px;margin:24px 0;overflow:hidden;border-radius:4px}
.thfg-saved-dialog{width:min(540px,calc(100% - 30px));max-height:80vh;border:1px solid var(--line);border-radius:8px;padding:24px;color:var(--ink)}
.thfg-saved-dialog::backdrop{background:#0c234c66}
.thfg-dialog-heading{display:flex;justify-content:space-between;gap:20px;align-items:center}
.thfg-dialog-heading h2{font-size:22px;margin:0}
.thfg-saved-close{border:0;background:none;padding:8px;color:var(--navy)}
.thfg-saved-dialog p{font-size:14px}
.thfg-saved-list{list-style:none;padding:0}
.thfg-saved-list li{display:flex;gap:15px;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding:12px 0}
.thfg-saved-list a{font-size:14px}
.thfg-saved-list button{background:none;border:1px solid var(--line);border-radius:4px;padding:5px 8px;font-size:12px}
.thfg-save-guide{display:inline-flex;align-items:center;gap:6px;font-size:12px;background:#fff;color:var(--navy);border:1px solid var(--line);border-radius:4px;padding:7px 11px;margin:14px 0 0}
.thfg-save-guide[aria-pressed=true]{background:var(--mist);color:var(--teal-dark)}
/* Tablet: keep cards balanced before switching to one column. */
@media(max-width:1190px){
 .thfg-header-top{gap:18px}.thfg-header-tools{gap:16px}.utility-menu{gap:16px}.thfg-brand-copy strong{font-size:22px}
 .main-navigation .menu{gap:12px}.main-navigation .menu a{font-size:9px}.thfg-home-grid{grid-template-columns:minmax(0,1fr) 220px;gap:22px}
 .thfg-feature-grid{grid-template-columns:1fr}.thfg-feature-primary{grid-template-columns:56% 44%}
 .thfg-feature-secondary{grid-template-columns:repeat(3,minmax(0,1fr));grid-template-rows:auto}
 .thfg-feature-secondary .thfg-card--compact{display:flex;flex-direction:column}
 .thfg-feature-secondary .thfg-card-image{height:96px;min-height:96px}
 .thfg-feature-secondary .thfg-card-body{padding:10px;flex:1}
 .thfg-feature-secondary .thfg-meta{margin-top:auto}
 .thfg-latest-row{grid-template-columns:1fr;gap:12px}.thfg-ad-card{border-left:0;padding-left:0}.thfg-ad-card .thfg-ad-placeholder{min-height:110px}
 .thfg-latest-grid .thfg-card-image{height:82px}.thfg-latest-grid .thfg-meta{white-space:normal}
 .thfg-triple-grid{grid-template-columns:1fr}.thfg-guide-column+.thfg-guide-column{border-left:0;padding-left:0;border-top:1px solid var(--line)}
 .thfg-card--list h3{font-size:12px}.thfg-card--list .thfg-meta{font-size:10px}.thfg-card--list{margin-bottom:10px;grid-template-columns:65px 1fr}.thfg-card--list .thfg-card-image{height:42px}
 .thfg-footer-grid{grid-template-columns:1.2fr 1fr 1fr;gap:24px}.thfg-footer-brand{grid-row:span 2}
 .thfg-article-layout{grid-template-columns:minmax(0,1fr) 240px}.thfg-toc-wrap{display:none}
}
@media(max-width:900px){
 .utility-nav{display:none}.thfg-header-tools{gap:15px}.thfg-home-grid{display:block}.thfg-home-grid>.thfg-sidebar:before{display:none}
 .main-navigation .menu a{font-size:8.5px}.main-navigation .menu{gap:8px}
 .thfg-home-grid>.thfg-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}
 .thfg-sidebar>.thfg-ad-slot:first-child{margin:0;padding:0}.thfg-sidebar-ad .thfg-ad-placeholder{height:100%;min-height:150px}
 .thfg-side-title{font-size:12px}.thfg-popular-copy strong{font-size:11px}.thfg-popular-copy small{font-size:10px}
 .thfg-author-row strong{font-size:12px}.thfg-author-row p{font-size:12px}.thfg-author-more{font-size:12px}
 .thfg-newsletter h2{font-size:12px}.thfg-newsletter p{font-size:12px}.thfg-newsletter input{font-size:13px;padding:7px}.thfg-newsletter button{font-size:12px;padding:5px}.thfg-newsletter small{font-size:10px}
 .thfg-sidebox{padding:14px}.thfg-social-links{justify-content:flex-start;gap:15px}
 .thfg-latest-grid h3{font-size:13px}.thfg-latest-grid .thfg-card-body{padding:10px}.thfg-latest-grid .thfg-meta{font-size:10px}
 .thfg-section-head h2{font-size:12px}.thfg-section-head>a{font-size:10px}
 .thfg-listing-wrap{grid-template-columns:minmax(0,1fr) 230px}
 .thfg-listing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:680px){
 body{font-size:16px}.thfg-container{width:calc(100% - 32px)}
 .thfg-header-top{min-height:76px;gap:8px;flex-wrap:wrap;padding:13px 0 10px}
 .site-branding{flex:1}.thfg-brand{gap:8px}.thfg-brand-mark{width:36px;height:36px;flex-basis:36px}
 .thfg-brand-copy strong{font-size:16px;letter-spacing:-.4px}.thfg-brand-copy small{font-size:10px;margin-top:4px}
 .thfg-header-tools{display:contents}.thfg-search{display:block;width:100%;order:5;margin:10px 0 0}
 .search-field{font-size:14px;padding:10px 12px}.search-submit{padding:12px}.search-submit .thfg-icon{width:17px;height:17px}
 .thfg-saved-open{font-size:0;margin-right:4px;padding:10px 3px}.thfg-saved-open .thfg-icon{width:19px;height:19px}
 .thfg-menu-toggle{display:block}.main-navigation{display:none;padding:6px 0}
 .main-navigation.is-open{display:block}
 .main-navigation .menu{display:block;max-height:65vh;overflow-y:auto;padding:0;min-height:0}
 .main-navigation .menu>li{border-bottom:1px solid var(--line)}
 .main-navigation .menu a{font:700 13px/1.5 var(--sans);padding:13px 5px;gap:8px;white-space:normal}
 .main-navigation .menu a>.thfg-icon{width:12px;height:12px;margin-left:auto}
 .main-navigation .menu .thfg-home-link a{padding-inline:5px}
 .main-navigation .sub-menu{position:static;box-shadow:none;min-width:0;border:0;padding:0 0 5px 16px}
 .main-navigation li:hover>.sub-menu{display:none}.main-navigation li.is-expanded>.sub-menu{display:block}
 .main-navigation .menu-item-has-children>a{padding-right:40px}
 .thfg-submenu-toggle{display:block;position:absolute;right:0;top:3px;background:none;border:0;padding:10px;font-size:20px;color:var(--navy)}
 .thfg-home-grid{padding-top:14px}.thfg-ad-leaderboard{margin-bottom:14px}.thfg-ad-leaderboard .thfg-ad-placeholder{min-height:64px}
 .thfg-ad-caption{font-size:13px}.thfg-ad-caption>span{font-size:12px}
 .thfg-feature-primary{display:flex;flex-direction:column;min-height:0}
 .thfg-feature-image{min-height:0;aspect-ratio:1.3}
 .thfg-feature-copy{padding:20px}.thfg-feature-copy h1{font-size:27px;letter-spacing:-.5px;line-height:1.25}
 .thfg-feature-copy p{font-size:16px;line-height:1.65;margin-bottom:20px}
 .thfg-feature-author strong{font-size:12px}.thfg-feature-author small{font-size:11px}
 .thfg-feature-secondary{grid-template-columns:1fr;gap:12px}
 .thfg-feature-secondary .thfg-card--compact{display:grid;grid-template-columns:35% minmax(0,1fr)}
 .thfg-feature-secondary .thfg-card-image{height:auto;min-height:115px}.thfg-feature-secondary .thfg-card-body{padding:13px}
 .thfg-card--compact .thfg-tag{font-size:9px;margin-bottom:7px}
 .thfg-card--compact h3{font-size:14px;line-height:1.3}
 .thfg-card--compact .thfg-meta{font-size:10px;margin-top:6px}
 .thfg-latest-row{margin-top:22px;padding-top:12px}.thfg-section-head{margin-bottom:12px;min-height:24px}
 .thfg-section-head h2{font-size:12px}.thfg-section-head>a{font-size:11px}
 .thfg-latest-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
 .thfg-latest-grid .thfg-card-image{height:90px}
 .thfg-latest-grid .thfg-tag{font-size:9px;left:7px;top:6px}
 .thfg-latest-grid .thfg-card-body{min-height:123px;padding:11px 10px 12px}
 .thfg-latest-grid h3{font-size:13px;line-height:1.3}.thfg-latest-grid .thfg-meta{font-size:10px;white-space:normal}
 .thfg-ad-card .thfg-ad-placeholder{min-height:180px}.thfg-ad-card{margin-top:7px}
 .thfg-triple-grid{margin:20px 0 25px;gap:16px}.thfg-guide-column{padding-top:10px}
 .thfg-card--list{grid-template-columns:72px minmax(0,1fr);margin-bottom:13px}
 .thfg-card--list .thfg-card-image{min-height:49px;height:49px}
 .thfg-card--list .thfg-card-body{padding:3px 0 3px 11px}
 .thfg-card--list h3{font-size:12px}.thfg-card--list .thfg-meta{font-size:10px;margin-top:4px}
 .thfg-cost-column .thfg-card--list{grid-template-columns:40px minmax(0,1fr)}
 .thfg-cost-icon{width:35px;height:35px;font-size:22px;margin-top:5px}
 .thfg-home-grid>.thfg-sidebar{display:flex;gap:16px;margin:0 0 22px}
 .thfg-sidebar-ad .thfg-ad-placeholder{min-height:180px}
 .thfg-sidebox{padding:17px}.thfg-side-title{font-size:13px;margin-bottom:14px}
 .thfg-popular-list li{margin-bottom:14px}.thfg-popular-list a{grid-template-columns:24px 68px minmax(0,1fr);gap:11px}
 .thfg-popular-list a:before{width:22px;height:22px;font-size:11px}
 .thfg-popular-photo{height:49px}.thfg-popular-copy strong{font-size:12px;line-height:1.4}
 .thfg-popular-copy small{font-size:11px;margin-top:3px}
 .thfg-avatar--large{width:67px;height:60px}.thfg-author-row{gap:15px}.thfg-author-row strong{font-size:13px}
 .thfg-author-row p{font-size:13px}.thfg-author-more{font-size:13px;margin-top:8px}
 .thfg-social-links{gap:17px;margin-top:17px}.thfg-social-links a,.thfg-social-links>span{width:30px;height:30px}.thfg-social-links .thfg-icon{width:16px;height:16px}
 .thfg-newsletter{padding:20px}.thfg-newsletter h2{font-size:13px}.thfg-newsletter p{font-size:13px;margin-bottom:12px}
 .thfg-newsletter input{font-size:14px;padding:9px}.thfg-newsletter button{font-size:13px;padding:8px}.thfg-newsletter small{font-size:10px;margin-top:8px}
 .thfg-footer-grid{grid-template-columns:1fr 1fr;gap:25px;padding:28px 0}
 .thfg-footer-brand{grid-column:1/-1;grid-row:auto;border-right:0;border-bottom:1px solid #ffffff20;padding:0 0 22px}
 .site-footer .thfg-brand-copy strong{font-size:18px}.site-footer .thfg-brand-copy small{font-size:11px}
 .site-footer h2{font-size:12px;margin-bottom:10px}.site-footer li{font-size:12px;line-height:2.2}
 .site-footer p{font-size:13px;line-height:1.65;max-width:350px}
 .thfg-footer-categories ul{display:block}
 .site-footer .thfg-social-links a,.site-footer .thfg-social-links>span{width:28px;height:28px}
 .site-footer .thfg-social-links .thfg-icon{width:15px;height:15px}
 .thfg-disclaimer .thfg-copyright{font-size:11px;line-height:1.6}
 .thfg-demo-disclosure{font-size:10px;padding-bottom:12px}
 .thfg-article-header{grid-template-columns:1fr;gap:20px}.thfg-article-heading h1{font-size:29px}
 .thfg-article-hero img{height:auto;aspect-ratio:1.4}.thfg-article-layout{display:block}
 .thfg-article-content{font-size:17px}.thfg-article-content h2{font-size:24px}.thfg-article-content h3{font-size:20px}
 .thfg-article-sidebar{margin-top:28px}.thfg-related-grid{grid-template-columns:1fr 1fr}
 .thfg-listing-wrap{display:block}.thfg-listing-main{margin-bottom:24px}.thfg-page-head h1{font-size:29px}
 .thfg-listing-grid{grid-template-columns:1fr}.thfg-listing-grid .thfg-card h3{font-size:18px}.thfg-listing-grid .thfg-meta{font-size:12px}
 .thfg-page-layout{padding:30px 0}.thfg-demo-article h1{font-size:28px}.thfg-preview-photo{height:230px}
}
@media(min-width:681px) and (max-width:900px){
 .main-navigation .menu{flex-wrap:wrap;justify-content:center;gap:0 20px;padding:5px 0}
 .main-navigation .menu a{font-size:10px;padding:9px 0}
}
@media(max-width:360px){
 .thfg-header-top{gap:4px}.thfg-brand{gap:6px}.thfg-brand-mark{width:32px;height:32px;flex-basis:32px}
 .thfg-brand-copy strong{font-size:14px}.custom-logo{max-width:195px}
 .thfg-author-more{white-space:normal}
}
/* V1.3: a wider, more readable desktop presentation for modern monitors. */
@media(min-width:1280px){
 body{font-size:17px}
 .thfg-container{width:min(1450px,calc(100% - 56px))}
 .thfg-header-top{min-height:80px;gap:30px}
 .thfg-brand{gap:14px}.thfg-brand-mark{width:58px;height:54px;flex-basis:58px}
 .thfg-brand-copy strong{font-size:29px}.thfg-brand-copy small{font-size:14px;margin-top:4px}
 .thfg-header-tools{gap:28px}.utility-menu{gap:27px;font-size:12px}.thfg-saved-open{font-size:12px}
 .thfg-search{width:248px}.search-field{font-size:12px;padding:11px 15px}.search-submit{padding:11px 13px}
 .main-navigation .menu{min-height:45px;gap:22px}.main-navigation .menu a{font-size:12px;padding:14px 0}
 .main-navigation .menu .thfg-home-link .thfg-icon{width:20px;height:20px}
 .thfg-home-grid{grid-template-columns:minmax(0,1fr) 285px;gap:32px;padding-top:18px}
 .thfg-home-grid>.thfg-sidebar:before{left:-17px}
 .thfg-feature-grid{grid-template-columns:minmax(0,1.75fr) minmax(0,1fr);gap:16px}
 .thfg-feature-primary{grid-template-columns:54% 46%;min-height:320px}
 .thfg-feature-image{min-height:320px}
 .thfg-feature-copy{padding:23px 22px 25px}.thfg-feature-copy h1{font-size:29px;line-height:1.24;margin-bottom:14px}
 .thfg-feature-copy p{font-size:14.5px;line-height:1.6}.thfg-feature-author{gap:12px}
 .thfg-avatar--letter{width:42px;height:42px}.thfg-feature-author strong{font-size:12px}.thfg-feature-author small{font-size:10.5px}
 .thfg-feature-secondary{gap:12px}.thfg-card--compact .thfg-card-body{padding:12px 15px}
 .thfg-card--compact .thfg-tag{font-size:9px;margin-bottom:7px}.thfg-card--compact h3{font-size:14px;line-height:1.3}
 .thfg-card--compact .thfg-meta{font-size:10px}
 .thfg-card--demo:not(.thfg-card--compact) .thfg-card-image>.thfg-tag{display:none}
 .thfg-latest-row{margin-top:18px}.thfg-section-head{min-height:22px;margin-bottom:11px}
 .thfg-section-head h2{font-size:12px}.thfg-section-head>a{font-size:10.5px}
 .thfg-latest-grid{gap:15px}.thfg-latest-grid .thfg-card-image{height:88px}
 .thfg-latest-grid .thfg-card-body{min-height:108px;padding:10px 13px 12px}
 .thfg-latest-grid h3{font-size:14px;line-height:1.28;margin-bottom:9px}.thfg-latest-grid .thfg-meta{font-size:10px}
 .thfg-latest-grid .thfg-tag{font-size:9px}
 .thfg-ad-card{padding-left:18px}.thfg-latest-row:not(.thfg-latest-row--no-ad){grid-template-columns:minmax(0,1fr) 285px}
 .thfg-triple-grid{gap:20px;margin-top:14px;margin-bottom:26px}.thfg-guide-column{padding-top:8px}
 .thfg-guide-column+.thfg-guide-column{padding-left:20px}.thfg-card--list{grid-template-columns:75px minmax(0,1fr);margin-bottom:11px}
 .thfg-card--list .thfg-card-image{min-height:49px;height:49px}.thfg-card--list .thfg-card-body{padding:3px 0 3px 12px}
 .thfg-card--list h3{font-size:11.2px;line-height:1.35}.thfg-card--list .thfg-meta{font-size:9.5px}
 .thfg-cost-column .thfg-card--list{grid-template-columns:43px minmax(0,1fr)}.thfg-cost-icon{width:38px;height:38px;font-size:23px}
 .thfg-sidebar{gap:12px}.thfg-sidebox{padding:13px 14px}.thfg-side-title{font-size:11.5px;margin-bottom:12px}
 .thfg-popular-list li{margin-bottom:10px}.thfg-popular-list a{grid-template-columns:21px 62px minmax(0,1fr);gap:10px;min-height:46px}
 .thfg-popular-list a:before{width:20px;height:20px;font-size:10px}.thfg-popular-photo{height:45px}
 .thfg-popular-copy strong{font-size:10.5px;line-height:1.35}.thfg-popular-copy small{font-size:9.5px}
 .thfg-avatar--large{width:68px;height:62px}.thfg-author-row{gap:14px}.thfg-author-row strong{font-size:10.5px}
 .thfg-author-row p{font-size:10.5px;line-height:1.5}.thfg-author-more{font-size:10.5px;margin-top:6px}
 .thfg-social-links a,.thfg-social-links>span{width:28px;height:28px}.thfg-social-links .thfg-icon{width:14px;height:14px}
 .thfg-newsletter{padding:14px 15px 10px}.thfg-newsletter h2{font-size:11px}.thfg-newsletter p{font-size:10.5px}
 .thfg-newsletter input{font-size:11px;padding:6px 8px}.thfg-newsletter button{font-size:10px;padding:6px 8px}.thfg-newsletter small{font-size:8.5px;margin-top:5px}
 .thfg-footer-grid{grid-template-columns:270px 230px 200px 165px minmax(0,1fr);gap:34px;padding:25px 0 24px}
 .site-footer .thfg-brand-mark{width:40px;height:39px;flex-basis:40px}.site-footer .thfg-brand-copy strong{font-size:16px}.site-footer .thfg-brand-copy small{font-size:9.5px}
 .site-footer h2{font-size:11px;margin-bottom:9px}.site-footer li{font-size:10.5px;line-height:2}.site-footer p{font-size:11px;line-height:1.55}
 .thfg-disclaimer p{font-size:10px;line-height:1.55;max-width:none}.thfg-disclaimer .thfg-copyright{font-size:9.5px;margin-top:20px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}